Author: admin

The Difference Betwen Work, a J-o-b and Your Gifts

The Ultimate Guide to Exploring Opportunities Outside of Your 9 to 5 The Interview: You can’t hardly wait. The day is soon approaching when you sell yourself, your experience and what you can bring to a team. You are excited. It may be your first job, your dream job or your ‘I’ll take whatever I can get job.’ You lay out your clothes. Practice your best interview voice in front of the mirror and you are so nervous but you KNOW it is what you need to survive. My last job is the one I am currently in. I...

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SAFETY IN NUMBERS

By Irvin W. Rosenzweig, CFP®, ChFC®, CLU®, CRPS®, AEP® President No matter one’s tolerance for risk, people are eager to “catch the next wave.” For years, due to limited availability of information and access to investment choices, the greater the search for market beating returns, the greater the risk of loss. Investors that didn’t have the wealth to participate in private equity or pre-IPO investments had either been buying a more traditional listed stock or an “unlisted” over-the-counter (OTC) stock.   Securities must meet a number of criteria to be listed on an exchange. Minimum standards for publicly traded stocks include: an annual income or market capitalization threshold, issuance of a minimum number of shares, and, the ability to afford an exchange’s listing fee which often exceeds $100,000.  These requirements allow only the higher quality companies to trade on exchanges.  Therefore, unlisted securities may be of lower quality and present higher risk to investors.   During the “Dot.com Bubble” many investors wanted to buy stocks they had been “tipped” about through various sources. Many of these stocks were unlisted and only accessible through the “pink sheets,” pages of securities and quotes printed on pink paper and issued daily with the prior day’s data. Therefore, it was difficult to obtain analysis, get accurate quotes and ultimately purchase an unlisted stock.  In 1999, technological advances in the OTC Markets allowed for...

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My Favorite Financial Planning Tool

Published by Ron Carson The digital world is filled with fnancial planning tools and apps that can help you take stock of specific aspects of your financial situation, whether that is how much you are spending on lattes or whether you are saving enough for retirement. The challenge with many financial planning tools is that they don’t give you the whole picture in one place. You can see pieces of the puzzle, but it is hard to figure out how much they contribute to your net worth or toward achieving the goals that really matter to you. And often, when you use financial planning tools, there is a risk to your privacy. Some sites and apps are more secure than others, and it is hard to assess what they are really doing to protect your personal information. At Carson Wealth Management, we offer our clients an alternative. Our Client Experience Optimizer, which has become my favorite financial planning tool, is a digital dashboard that allows clients to get an instant look at how their investments are doing. It provides constant transparency into our performance as wealth managers. Clients can not only see the returns on their investments, but also their net worth at any given moment. It is easy to see how the value of assets such as their home and savings outside of their retirement accounts, such as...

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Deluxe New Year’s Eve Package

Complete Package Includes: Overnight Accommodations for Two Early Check-In (2pm) and late Check-out (2pm) Bottle of Domestic Champagne and Chocolate Dipped Strawberries upon arrival Gourmet Four Course Prix Fixe Menu in Delmonico’s Steak House Breakfast Buffet on New Year’s Day for Two Valet Parking Complete Price for Two People $426.00 including tax and Gratuity Choice of One Appetizer • BUTTERNUT SQUASH SOUP, GINGER ESSENCE • BLUE POINT OYSTER TRIO, BLOOD ORANGE GELEE’ SHALLOT MIGNONETTE • SPANISH CHORIZO, MANCHEGO, BRIE, HOUSE MADE PICKLE, SLICED BAGUETTE Choice of One Salad • CAESAR SALAD – Romaine Hearts, Focaccia Croutons, Reggiano Parmesan • THE WEDGE – Baby Iceberg, Crumbled Blue Cheese, Bacon, Grape Tomato, Russian Dressing Choice of One Main Course per Person • BEEF TENDERLOIN FILET 80Z. CENTER CUT • ATLANTIC SALMON – Cannellini Bean Puree, Vegetable Ragout, Red Pepper Coulis • ROTISSERIE CHICKEN – Fall Root Vegetables, Thyme Sauce • VEGETARIAN – Lentil, Wild Mushrooms, Root Vegetable Ragout, Parsnip Puree Chef’s Choice sides to Share Choice of One Dessert • NEW YORK STYLE CHEESECAKE • CHOCOLATE GANACHE CAKE Extend the Festivities. Arrive Early or Stay Late. Arrive Saturday, December 30, 2017 or Stay Until Tuesday, January 2, 2018. Additional nights $99.00 plus tax, subject to availability. For Reservations Call 215.879.3399 Monday thru Friday 9AM-5:30PM Saturday’s 10AM-2PM BOOK...

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It’s Better to Give then to Receive

We all know the adage that it is better to give then to receive and, hopefully, for the sake of humanity, it is a characteristic that we may all integrate into our daily lives.  But how much better would it be to give strategically?  The Holidays bring on a sense of giving, compassion and an awareness of those that may need the assistance and support of others.  Couple this end of season/ Holiday phenomenon with the desire to reduce taxation and steer our dollars to the needy vs. the Tax Man and it is easy to understand why the...

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